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Frequently Asked Questions

Foreclosure Questions:

1. I have just been served with a summons and complaint to foreclose my home. What should I do?
2. What happens next?
3. What should I do?
4. Why?
5. How will this help?
6. Can I call the clerk of the court or the judge and ask for advice?
7. Do I have the right to reinstate my loan?
8. What do I do if a final judgment has already been entered?
9. Will I get any money from the judicial sale of my home?
10. After the judicial sales occurs, is there anything I can do?
11. What about bankruptcy?
12. What if an investor approaches me with an offer?
13. What are affirmative defenses?
14. Will Pleading affirmative defenses help?
15. How long do I have to redeem my home?
16. How much might I receive?
17. What is all this information I have been hearing about lost promissory notes, and that lenders must prove they actually own the promissory note?

Bankruptcy Questions:

1. What is the difference between a Chapter 7 and a Chapter 13 bankruptcy?
2. What types of bankruptcy does The Thorpe Law Firm handle?
3. Will you lose your home?
4. Can bankruptcy help with a mortgage foreclosure?
5. Can one spouse file bankruptcy without including the other spouse?
6. What about if my wages are being garnished?
7. What if I just moved to Florida?
8. How long does the whole process take?
9. Can income taxes be discharged?
   
10. Can student loans be discharged?
    
11. Can I keep my personal belongings when I file bankruptcy?
    
12. Will I be able to get a loan to buy a house in the future?
    
13. I’m worried, is bankruptcy going to ruin me?
14. Can I discharge back utility bills through the bankruptcy process?

Living Trust Questions:

1. What are trusts and living trusts?
2. What are the terms and conditions of a living trust?
3. Why do people create living trusts?
4. How does a living trust avoid probate?
5. What are the costs involved in creating a living trust?
6. How tedious is it to keep a living trust?
7. Is a living trust document ever made public, like a will?
8. Is property in a living trust protected from creditors?
9. Should I still make a last will and testament if I have a living trust?
10. Will a living trust reduce estate taxes?

MEMBERSHIPS:

Clearwater Bar Association	Natl Assoc of Consumer Bankruptcy Attorneys	Carrollwood Bar Association	BBB Accredited Business	Hillsborough County Bar Association

We Service the following Areas:
Hillsborough Cty, including - Brandon, Dover, Gibsonton, Carrollwood, Sun City Center, Lutz, Mango, Plant City, Riverview, Ruskin, Seffner, Tampa, Temple Terrace, Thonotosassa, Valrico, Wimauma. Pinellas County: including - Belleair, Belleair Bluffs, Belleair Shore , Clearwater, Dunedin, Gulfport, Indian Rocks, Indian Shores, Kenneth City, Largo, North Redington Bch, Oldsmar, Pinellas Park, Redington Bch., Redington Shores, Safety Harbor, Seminole, South Pasadena, St. Petersburg, Tarpon Springs, Treasure Island. Pasco Cty, including - Aripeka, Bayonet Point, Crystal Springs, Dade City, Elfers, Holiday, Hudson, Land O' Lakes, New Port Richey, Odessa, Port Richey, St. Joseph, St. Leo, San Antonio, Trinity, Wesley Chapel, Zephyrhills. Hernando County, including - Aripeka, Brooksville, Hernando Beach, Istachatta, Lake Lindsey, Masaryktown, Spring Hill, Weeki Wachee

Main Office	Clearwater	Brooksville
Gulf South Center	The Wilder Center	326 W. Jefferson St.
7819 N. Dale Mabry Hwy., Suite 108	3000 Gulf to Bay Blvd., Suite 313	Brooksville, FL 34601
Tampa, FL 33614	Clearwater, FL 33759	352-593-4995 (Phone)
813-933-5051 (Phone)	727-796-5600 (Phone)
813-933-5061 (Fax)

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